Personal Accident and Critical Illness Insurance

Personal Accident Insurance & Accidental Death & Dismemberment Insurance

  • Personal Accident Insurance – Provided by MetLife pays a lump sum benefit to you for an accidental injury that causes fractures, dislocations, loss of limbs, burns, hospital and ambulance expenses, accident-related disabilities or death. You can elect 24-hour employee-paid coverage.  If you enroll in PPO Advantage, you can choose employer-paid coverage for an off-the-job accidental injury.
  • Accidental Death & Dismemberment Insurance – AD&D Insurance from Reliance Standard provides financial protection if you die or are seriously injured (e.g. coma or dismemberment) in an accident.
    • Individual or family coverage options are available and the coverage amounts range from $20,000 to $500,000.
  • Coverage is effective the first day of the month after completing enrollment.
  • Coverage amounts may be changed during open enrollment.
  • To participate, enroll online: ucmbenefits.org

Critical Illness Insurance (CII)

  • Offers coverage amounts of $15k or $30k.
  • Enrollment guaranteed provided you are actively at work.
  • CII will also pay additional benefits for a Major Organ Transplant and a Health Screening Benefit.
  • If you enroll in PPO Advantage, you can choose employer-paid Critical Illness Insurance of $5,000.
  • Enrollment Information: ucmbenefits.org