- Supplemental Retirement Annuities (SRA) – GME Residents and fellows may invest pre-tax and/or post-tax dollars in a 403(b) program. These unmatched dollars may be invested in funds available through To participate, enroll online: UChicagoMedicine TIAA Single Sign On Portal
- Voluntary Retirement Income Plan for Employees (ERIP) – Once a GME resident/fellow has satisfied the standard two-years of services applicable to all eligible UCMC employees, they will be automatically enrolled. At that time, the resident/fellow can choose their employee contribution-1% to 2% of eligible pre-tax or post-tax pay and receive a 200% employer match, up to 4%- pre-tax or post-tax contribution (based on salary). The resident/fellow will have the option to opt out. Both plans administered by TIAA.
- Roth Option – A Roth 403(b) retirement contribution option is available for both SRA and ERIP. Roth contributions are made with after-tax dollars. While there are no current-year tax benefits, your Roth contributions and related earnings can grow tax-free. You can withdraw Roth contributions and related earnings tax-free and penalty free if you are at least age 59 when you make the withdrawal and your withdrawal occurs at least five years after the year in which you first made Roth 403(b) retirement contributions to the plan.